Local 177 Health and Welfare
The IUPAT Local 177 Health & Welfare Plan provides life insurance, extended health care, prescription drug and dental benefits to covered members and their eligible dependents. We provide a Member and Family Assistance Program (MFAP) through Homewood Health Inc. and our Short-Term Disability Program (STD) provides non-occupational disability benefit coverage for covered members if they become totally disabled.
The IUPAT Local 177 Health & Welfare Plan is administered by FAS. FAS reports finances semi-annually to the Board of Trustees of the IUPAT Local 177 Welfare Trust Fund, which OVERSEES the plan. The board consists of 4 Management Trustees and 4 Union Trustees.
Contributions are made to the IUPAT Local 177 Welfare Trust Fund by the Employers who are signatory to a Collective Agreement with the International Union of Painters and Allied Trades Local 177.
In order to enrol in the Health & Welfare Plan, you must fully complete the Maximum Benefit Enrolment Application. This form will be provided to you upon your initiation into IUPAT Local 177. Contact Max Benefit 1.800.893.7587 for more information.
These booklets are for your reference and general information only, and are not the original contract nor do they grant or confer any contractual rights. You will find a brief description of the benefits to which you are entitled, the rules governing eligibility for these benefits and the procedures to follow when making a claim.
All rights and benefits are determined in accordance with the Plan Document or, where applicable, the Master Policy. The Board of Trustees has full authority to make decisions on issues that arise regarding any portion of the Health & Welfare Plan.
All Active Employees (CLASS 1 & CLASS 2)
Plan participants with less than one (1) year of coverage are considered Class 1 and plan participants with more than one (1) year of coverage are considered Class 2.
All Active Employees Aged 70 – 74 (CLASS 4)
Plan participants between the ages of 70 to 74 who are actively working and have the required amount of hours in their Health & Welfare Hour Bank are considered Class 4.
Retirees (CLASS 3) – Early Retirement Health Benefit Program
All members in good standing under the age of 65 years and is in receipt of a pension from the IUPAT Local 177 Pension Trust Fund are eligible to join the program once their Health & Welfare Hour Bank has been exhausted.
Click the form to download.
Authorization For Direct Deposit
Complete this authorization, identifying the bank account you want to use to receive benefit payments directly from Maximum Benefit. This account must have chequing privileges. Send the completed form to Maximum Benefit along with a sample cheque marked “VOID”.
This form should be used when you wish to make a change to your Beneficiary designation for your life insurance benefits. Please DO NOT use whiteout and initial any corrections you make on this form. Send the completed form to the Fund Office located at 17804 118 Avenue NW, Edmonton, Alberta T5S 2W3.
Your dentist may be able to submit your dental claim electronically. You will need to provide your dentist with your Division Firm #, your Certificate ID # and the CDA Net: Carrier #627223.
Employee Change Request
This form should be used when adding or removing dependents and when changing your address. The completed form must be returned to the Fund Office located at 17804 118 Avenue NW, Edmonton, Alberta T5S 2W3.
Employee Reimbursement Form for Drug Claims
Direct Bill: Show your Telus Assure Pay-Direct Drug Card along with the prescription and your pharmacist will submit the claim electronically for payment. You will be required to pay for any portion not covered by the Plan. Reimbursement: Prescription drugs may also be paid for directly at the pharmacy and then claimed for reimbursement on a Telus Drug Reimbursement Claim Form. Remember to include your original receipts when submitting the form to Telus at the address indicated on the form.
To register in the Health & Welfare Plan, you must complete an Enrolment Application. Please ensure you complete BOTH sides of the Enrolment Application. The Authorization for Direct Deposit is required to allow Maximum Benefit to make direct deposit benefit payments to your account. A “Void” cheque must be attached. Please DO NOT use whiteout in the Beneficiary Designation section of this form and initial any corrections you need to make.
Extended Health Care Direct Billing Authorization
Complete this authorization if the provider issues you an invoice for an Extended Health Care eligible expense. This authorization form must be submitted along with the invoice and the completed Extended Health Claim Form.
Extended Health Claims
You must submit original receipts with a completed Extended Health Claim Form for claims such as vision, physiotherapy or ambulance to Maximum Benefit at the address indicated on the form.
Vision Care Direct Billing Authorization
Complete this authorization if the provider issues you an invoice for a Vision Care eligible expense. This authorization form must be submitted along with the invoice and the completed Extended Health Claim Form.
Covered Members and their eligible dependents are entitled to 4 sessions per individual per calendar year.
Counselling That Is Convenient For You
Counselling is available in person, by telephone, or online. There is no cost to you. Offices are local and appointments are made quickly, with your convenience in mind. Have a preference for location, gender, appointment time? Homewood Health will do their best to accommodate your preferences.
Confidentiality Is Guarantee
Homewood Health is a trusted Canadian company with more than 30 years of experience delivering the best possible support for our members. Everyone is guaranteed confidentiality within the limits of the law. You won’t be identified to anybody – including your employer.
For All of Life’s Challenges
Your Member & Family Assistance Program helps you take practical and effective steps to improve well-being and be the best you can be. Within a supportive, confidential and caring environment, you can receive counselling for any challenge.
Lifestyle and Specialty Counselling
You can receive counselling and coaching for a variety of life balance and health issues, or get expert support to manage your career better.
LIFE BALANCE – Childcare and Parenting, Elder and Family Care, Legal, Financial
HEALTH – Smoking Cessation, Weight Management, Nutrition
CAREER – Career Planning, Workplace Issues, Pre-Retirement, Shift Work
The Right Information at The Right Time
Access our Member website anytime for e-Learning, interactive tools, health and wellness assessments, and a library of health, life balance, and workplace articles.
*VERY IMPORTANT – When registering for any of these services online or when contacting Homewood Health Inc. by telephone, please indicate your company name as IUPAT LOCAL 177 WELFARE TRUST FUND.
Local 177 Health and Welfare FAQs
Check out these commonly asked questions and answers about IUPAT Local 177 Health & Welfare programs.
If you will be out of country for longer than 90 days, you can purchase an individual policy through Co-operators Life to cover the additional days outside the country. Please call and let Co-operators Life know that you are looking to purchase an individual policy to cover you once your Group Out of Country benefits end. Download the Maximum Benefit Travel Health booklet on this page.
For Members covered under Class 1 or Class 2, you and your eligible dependents are covered under the Johnston Group Inc. Emergency Out of Province/Out of Country Group Policy for 90 days. Co-operators Life, through TIC, provides all emergency medical assistance services.
Your dentist will need your Firm/Division Number, Certificate Number and CDA Net: Carrier #627223 which can be found on the wallet card located at the bottom of your Certificate of Insurance.
Please notify FAS immediately if your Certificate of Insurance or Telus Assure Prescription Drug Card has been lost or stolen.
You can find your Firm/Division Number and Certificate Number on the Certificate of Insurance that was mailed to you when you became covered under the plan.
The Prior Authorization Drug Program applies to a small number of drugs for which prior approval is required before being covered by the plan. For a drug to be approved for coverage, the member and doctor will need to complete a PA kit providing some medical information. PA kits are obtained by calling RESOLVE at .
All drugs must be investigated to verify benefits. Please contact the Maximum Benefit Claims Department at 1-800-893-7587 and include your Firm/Division Number, Certificate Number, the name of the drug and the Drug Identification Number (DIN). You can email this information to firstname.lastname@example.org or fax to 1-866-878-0951.
The most common reason for problems with your drug card is that the pharmacist does not have your correct date of birth on system. Please verify with them that they are keying in your correct date of birth, and whether you are the employee or spouse.
Your Telus-Assure Prescription Drug Card should be presented to the pharmacy when making all prescription drug purchases. If a prescription was purchased without using the pay-direct drug card, you will need to submit your original receipts to TELUS Health Solutions on the Employee Reimbursement Form for Drug Claims
No deductions will be made from your Health & Welfare Hour Bank account in any calendar month while you are disabled and in receipt of Workers’ Compensation Benefits (WCB), Employment Insurance Sickness Benefits (EI) or Short-Term Disability Benefits (STD) through the IUPAT Local 177 Welfare Trust Fund. The maximum period a Health & Welfare Hour Bank account may be frozen for is six (6) months.
Coverage will be maintained while a member is attending required schooling. No deductions will be made from the Health & Welfare Hour Bank account during this period. You must notify FAS in writing of your required attendance at school and provide the necessary proof of attendance in order to qualify for this extension of coverage.
If your coverage has previously terminated, you will again be covered on the first day of the second month in which you have accumulated 200 hours in your Health & Welfare Hour Bank account, provided your period of termination did not exceed six (6) months. If you were not covered through the Plan for more than six (6) months, you must meet the initial eligibility rule of 300 hours prior to becoming eligible for coverage.
The best thing to do is to contact FAS and tell them who you would like to add or remove. FAS will provide you with instructions and the Maximum Benefit Notice of Change Form which will need to be completed and returned to FAS for processing.
Each month, 100 hours will be deducted from your Health & Welfare Hour Bank account to provide benefit coverage.
You and your eligible dependents will become covered on the first day of the second month following accumulation of 300 hours in your Health & Welfare Hour Bank account and the Maximum Benefit Group Enrolment Form has been completed and returned to the Edmonton Office. You must be a member in good standing with IUPAT Local 177 to be eligible to participate in the Health & Welfare Plan.
You must work for a signatory contractor who will make monthly contributions to the IUPAT Local 177 Welfare Trust Fund on your behalf. These contributions are recorded in your Health & Welfare Hour Bank account.
Local 177 Pensions
Effective July 1, 1991, the International Union of Painters and Allied Trades Local 177 Pension Trust Fund was created by the merger of the Painters’ Pension Trust Fund of Alberta, the Painters’ Pension Trust Fund of Southern Alberta and the Glaziers and Glassworkers of Alberta Pension Trust Fund.
This Pension Plan is supported through Collective Bargaining Agreements between IUPAT Local 177 and our signatory contractors. The Pension Plan is for the benefit of those members working for unionized contractors and is funded solely by employer contributions.
The Pension Plan represents important protection for you and your family and the Board of Trustees is proud to be involved in the continued operation of this valuable program.
As of April 28, 2016
- Rob Post (Chairman)
Alpine Glass Inc.
2288 – 18 Avenue NE
Calgary, Alberta T2E 8R1
- Jeff Granberg
Park Derochie Inc.
11850 – 28 Street NE
Edmonton, Alberta T6S 1G6
- Mark Repchinsky
Advance Coating Solutions
10130 – 24 Street
Edmonton, Alberta T6P 1W9
- Shilling Buck
5104 – 55 Avenue
Edmonton, Alberta T6B 3C6
c/o 17804 – 118 Avenue NW
Edmonton, Alberta T5S 2W3
- Mike Iftody (Co-Chairman)
- Cameron Wright
- John Sedor
- Jason Villain
Frank Hoehn caught this
24 lb. (36 inches) male bull trout
in the North Thompson River, BC July 2013
Local 177 Pension FAQs
You should receive an annual pension statement in approximately June of each year that will detail your hours and service and provide your status with the Plan. If you do not receive an annual pension statement, please check with the Fund Administrator to ensure the address they have on file is correct.
No, the benefits payable from the pension plan are in addition to any benefits you may receive from the Canada Pension Plan, and will have no impact on what you will receive from Canada Pension Plan.
No, The pension plan contains provisions prohibiting any assignment, sale or attachment of this pension benefit. It cannot be used as security for a loan. In the two circumstances noted below, a Court Order or Matrimonial Property Order or Agreement may be issued to assign or attach your pension entitlement. The Employment Pension Plans Act contains specific rules for dividing pensions on marriage breakdown. The Act gives the spouse the right to have his or her share of the Member’s pension entitlement (which cannot exceed 50% of the entitlement earned during the period of marriage) transferred out of the pension plan at the time of a marriage breakdown. You should consult a lawyer about your rights and responsibilities int eh event of a marriage breakdown. The Maintenance Enforcement Act contains provisions that provide for the potential attachment of an individual’s entitlement if they have unpaid child maintenance payments.
No, retirement is completely voluntary. You may continue to work after age 65, however, your pension by law must start no later than December 1st of the year in which you have your 71st birthday. If you work past age 71, you will not earn any additional pension service.
Yes, all applications require an acceptable form of proof of age in accordance with standards established by the Trustees.
The pension payments are payable on the first of each month by direct deposit into your bank account.
The normal retirement pension begins the later of the month you reach age 65 or the month following the date you last worked. The early retirement pension begins the later of the month following the month you reach age 53, the month following receipt of your written application or the month following the date you last worked.
A disability pension is not one of the provisions in the Plan. If a member is totally disabled, a member of the union and in receipt of disability benefits from the Canada Pension Plan, he may be eligible to accumulate additional service credits up to a maximum of 350 hours per calendar year.
Effective September 1, 2014, you are immediately Vested once you meet the conditions to join the Plan. Once you are Vested, you will remain entitled to a pension whether or not you remain working.
If a Member, who has yet to retire, has an illness or a disability that is certified by a medical practitioner to be terminal or to likely shorten the Member’s life considerably, that Member may elect to convert all or part of their benefit entitlement to a series of payments for a fixed term to that Member. Alternatively, such Member may elect to withdraw as a lump sum an amount equal to the Commuted Value of the benefit.
Find commonly asked questions and answers about IUPAT Local 177 Pensions.