What happens to my Health & Welfare bank account if I become disabled?
On disability (Workers Comp, Weekly Indemnity or EI Disability), the Member’s account will be frozen provided he or she has received benefits for at least two consecutive weeks in any month. Furthermore, the Hour Bank will be frozen for a maximum period of 37 consecutive weeks (9 months ) or if the Disabled Member is receiving WCB or auto insurance benefits to a maximum period of 12 consecutive weeks (3 months). All coverage ceases no later than age 70. It is important to notify the Plan Administrator’s office when you are off work due to disability, to enable your account to be frozen. As well, for applications to be made in relation to a Waiver of Life Insurance required at six (6) months of the date of initial disability.